Risks

As with any investment, there are risks. The offer document should be read in full as it will cover the risks for individual investments, but it is also important you understand the following general risks.

Your personal decision to invest

The Issuer does not provide financial, investment or tax advice to investors. It is your responsibility to decide whether to make a specific investment or not, including carrying out relevant background research. Additionally, Promotion Capital does not take any responsibility for the consequences of your investment decision. If you do not understand anything regarding this investment, you should seek independent financial advice from someone authorised under the Financial Services and Markets Act 2000. We recommend that you take tax advice on any investments that you make.

Your capital is at risk

Investments promoted by the Issuer put investors’ capital at risk. Investing in unlisted, smaller companies carries additional risk when compared to listed, established companies. The value of the investments may decline and investors may lose all or part of their investment.

No FSCS Protection

The Issuer is not authorised or regulated by the FCA. Therefore, any losses incurred by the failure of the bonds that you have purchased WILL NOT be protected by the Financial Services Compensation Scheme (‘FSCS’). If the Issuer ceases to exist or goes into liquidation you would not be able to raise a complaint through the FSCS.

Returns not guaranteed

Payment of interest on bonds dependent on the success of the business model of the company that is issuing the bonds.  Therefore, the returns are not guaranteed and you may not get back the full amount invested.

Lack of liquidity

Investments offered on this page are not readily realisable, which means that they may be difficult to sell and you may not get back the amount of money invested. Your capital is at risk and returns are not guaranteed. Repayment of capital and interest will be dependent on the success of the Issuer’s business model.

Need for diversification

Diversification by spreading your money across different types of investments should reduce your overall risk. Investors should only invest a proportion of their available investment funds in this offer due to the high risks involved.

Differing risk profiles

Bond offers contain different and specific risk factors, which you should consider in full by reading the offer document. These risks relate specifically to the type of investment product and the individual company in which you are investing.

Past performance

Past performance is not a reliable indicator of future performance. You should not rely on any past performance as a guarantee of future investment performance.

YOUR CAPITAL IS AT RISK | NO FSCS PROTECTION | HARD TO PRICE & NOT TRANSFERABLE

“The content of this promotion has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested” (Article 48(5) and Article 50A(5)).

FCA regulatory framework provides strict guidelines we must adhere to. Under FCA rules this investment cannot be promoted to retail investors and must only be offered to qualifying high net worth and sophisticated investors as detailed below.

These investments are considered ‘non readily realisable securities’, which means they’re illiquid, difficult to price and don’t have a secondary market. This also means they’re only suitable for certain types of investor:

High Net Worth Investor – An individual who has signed, within the period of twelve months ending with the day on which communication is made, a statement to confirm they have an annual income of not less than £100,000, or net assets, excluding their primary residence, of not less than £250,000.

Certified Sophisticated Investor – An individual who has a written certificate within the last 36 months by an FCA Approved Person confirming that the Investor is sufficiently knowledgeable to understand the risks associated with engaging in investment activity in non-mainstream pooled investments.

Self-Certified Sophisticated Investor – An individual who has signed, within the period of twelve months ending with the day on which communication is made, a statement to confirm that they have sufficient knowledge to understand the risks associated with engaging in investment activity in non-mainstream pooled investments.

Under FCA regulations it is essential to verify all of our prospective investors’ status prior to delivering any financial promotions or details of investment opportunities.

In order to proceed you must first confirm that you are one of the following types of investor.

If you do not meet any of these criteria, you must not proceed any further.