As with any investment, there are risks. The offer document should be read in full as it will cover the risks for individual investments, but it is also important you understand the following general risks.
Your personal decision to invest
The Issuer does not provide financial, investment or tax advice to investors. It is your responsibility to decide whether to make a specific investment or not, including carrying out relevant background research. Additionally, Promotion Capital does not take any responsibility for the consequences of your investment decision. If you do not understand anything regarding this investment, you should seek independent financial advice from someone authorised under the Financial Services and Markets Act 2000. We recommend that you take tax advice on any investments that you make.
Your capital is at risk
Investments promoted by the Issuer put investors’ capital at risk. Investing in unlisted, smaller companies carries additional risk when compared to listed, established companies. The value of the investments may decline and investors may lose all or part of their investment.
No FSCS Protection
The Issuer is not authorised or regulated by the FCA. Therefore, any losses incurred by the failure of the bonds that you have purchased WILL NOT be protected by the Financial Services Compensation Scheme (‘FSCS’). If the Issuer ceases to exist or goes into liquidation you would not be able to raise a complaint through the FSCS.
Returns not guaranteed
Payment of interest on bonds dependent on the success of the business model of the company that is issuing the bonds. Therefore, the returns are not guaranteed and you may not get back the full amount invested.
Lack of liquidity
Investments offered on this page are not readily realisable, which means that they may be difficult to sell and you may not get back the amount of money invested. Your capital is at risk and returns are not guaranteed. Repayment of capital and interest will be dependent on the success of the Issuer’s business model.
Need for diversification
Diversification by spreading your money across different types of investments should reduce your overall risk. Investors should only invest a proportion of their available investment funds in this offer due to the high risks involved.
Differing risk profiles
Bond offers contain different and specific risk factors, which you should consider in full by reading the offer document. These risks relate specifically to the type of investment product and the individual company in which you are investing.
Past performance is not a reliable indicator of future performance. You should not rely on any past performance as a guarantee of future investment performance.